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The more you know, the easier it is

Owning a house is everyone’s dream, doing so through a hassle-free process is an icing on the cake. This is what Orient First Capital Limited stands to offer - making the dream of owing your own home a reality!

Whether you are planning to buy a land and build later, or commence construction or buy an already developed home, we are there all the way as a trusted companion, guiding and supporting financially when others fail to.

Our well thought - out loan choices with peculiar features to suit your needs, aspirations and financial conditions is a must to experience.

What do i need to know?

* Steps to Property Ownership
* What can I use the loan for?
* What are the loan features?
* How do I insure my property?
* What document do I need to provide for the loan request?
* What about Non Resident Mortgage Facility?

What do i do next? Contact us

Available mortgages

* Developed Home Purchase
* Land Acquisition
* Home Construction
* Home Renovation
* Existing Mortgage Refinance


* Interest rate is variable and benchmarked on Home & Savings stands Prime Lending Rate
* Available for tenor of up to 20 years
* Loan Amount up to 80% of property value subject to a maximum amount of $70m for Hong Kong property
* Loan Amount up to 80% of property value subject to a maximum amount of $400,000.00 for for Hong Kong property
* Freedom to repay loan in full without prepayment penalty
* Monthly or structured pre-agreed repayments terms
* Interest only repayment allowed up until completion, if property is under construction
* Progressive drawdown against bank approved Quantity Surveyor’s certificate Reduced or no COT on linked account
* Negotiable management fee... and more